End Date
Wednesday 16 July 2025
Salary Range
£0 - £0
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Job Description Summary
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Job Description
Job Title: Associate Director, Corporate Real Estate Loan Syndicate
Location: London
Salary: Competitive package
Hours: Full time
Working Pattern: Our work style is hybrid, which involves spending at least three days per week, or 60% of our time, at our above offices.
About the role
An exciting opportunity has arisen for an Associate to join our Corporate Real Estate (‘CRE’) Capital Markets and Syndicate team within the Debt Solutions team, part of Corporate and Institutional Banking.
You'll support the team with all aspects of loan origination and distribution including coordination, underwriting, best efforts and broader loan distribution mandates. You’ll also have responsibilities in supporting junior associates and graduates by sharing standard methodology as well as imparting technical and specialist CRE knowledge.
What you’ll be doing:
- Working with CRE Originators to grow the business, lead on client pitches to win coordination, underwriting and best efforts mandates.
- Taking a lead role in new deal structuring through Term Sheet negotiation, advising on loan market conditions as well as opining on market facing elements of the terms to ensure ability to successfully distribute loan facilities as required
- Leading / assisting primary syndication process including, creating information memorandums, answering investor questions, assisting Loan Sales with the trade settlement mechanics
- Developing relationships across the CRE loan market, building wide market knowledge of the lending landscape
- Support Capital Markets lead in executing and delivering whole loan underwrites, senior/mezz underwrites, back leverage, warehousing and securitisation solutions
- Leading negotiation, structuring and execution of loan documentation working with external advisors as well as internal partners.
- Execution of internal approvals process for Underwrite, Best Efforts and Bridge transactions, including report writing and presentation to senior management
- Working on wider origination and syndication strategies to assist growth of CRE business
- Supporting junior resource including associates and graduates by sharing standard methodology as well as imparting technical and specialist CRE knowledge.
- Taking ownership of ongoing team reporting for external league tables as well as internal finance and balance sheet reporting and reconciliation
Why Lloyds Banking Group?
We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.
What you’ll need:
- Significant experience in Real Estate Origination or Syndication preferred with understanding of financing requirements across a wide variety or CRE asset classes. Wider real estate industry knowledge from advisory or professional services with transferable knowledge to CRE syndications could be considered.
- Knowledge and experience of other debt financing and risk management products (e.g. whole loans, back leverage, bonds, USPPs, derivatives, CMBS) would be advantageous
- Strong understanding of credit and financial analysis and their application in transaction structuring
- Strong understanding of the Loan Markets Association CRE Investment and Development Finance documentation
- Proven track record of leading transactions from origination through to execution and of delivering successful client outcomes
- Strong and established relationships with a broad range of borrowers, advisors, banks and investors
About working for us!
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!
This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks
As a certified colleague your details will be published on the FCA’s Financial Services Register
This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook
The Person (“P”) performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.
If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
